While most investors take great care to monitor their investment returns, few also look at the risk taken to get those returns. At Guardian Wealth Management we take great care to evaluate both sides of the risk/return equation. There is a trade-off, and many times adding more risk to a portfolio doesn’t result in an equal increase in return. This understanding helps us to develop portfolios that are efficient in nature, meaning portfolios that receive an appropriate return for the degree of risk taken.
We strive to optimize the risk/reward ratio of an entire portfolio, matching your portfolio to your goals and risk parameters, adhering to three key precepts:
- Diversification: Exposure to a variety of asset classes reduces portfolio volatility.
- Discipline: Investment decisions are based on objective criteria, backed by in depth research.
- Customization: Your portfolio is designed based on your personal Investment Policy Statement.
Because we can choose from individual stocks, bonds, highly rated mutual funds, ETF’s, and many investments you’re probably not familiar with, we can create a portfolio that uses the investment vehicles that make sense for you, without the conflict of interest of compensation. No matter what you invest in, our fee is the same, and not based on which investments we recommend.
While at our core we are traditional asset allocation managers, we may use some tactical investment strategies to help reduce loses during extended market downturns. Being a small firm has the advantage of being able to offer risk management strategies that some larger firms simply don’t have the time or scale to offer. Helping you manage portfolio risk is a priority at Guardian Wealth Management.
